Get Pre-Approved Today!
Kristal Padula
Loan Originator | NMLS #2615755
Save $$$ on your mortgage with help from my team
Whether you're a first-time buyer or refinancing, we can assist you!
Here are a few featured products & program highlights.
VA Loans
No Appraisal Fee
No Underwriting Fee
$1700 Savings (approx.)
Hometown Heroes
Up To 35k Assistance
First Time Home Buyers
Florida ONLY
1% Conventional
Minimal Down Payment
Assistance Possibilities
Use Gift Funds
What Our Clients & Partners Are Saying...
★★★★★
It was smooth and frustration free. During a very stressful procedure they were professional, kind and steadfast. I would recommend their services to my family and friends.
- Dot C.
★★★★★
Amazing loan officer that went above and beyond expectations, along with the staff! Thanks so much!
-Carmen Villafane
★★★★★
Thorough, diligent, available, knowledgeable, communicative and honest are just a few words that come to mind to describe this amazing team!!
-Tracy Wickerham
6 Ways We Help You Get Lower Prices:
Secure your home loan
Refinance for better rates
Compare rates & pick the best
Get your loan funded faster
Evaluate your property
Get a cash-out refinance
Our seasoned staff of Loan Originators can guide you throughout the buying or financing experience quickly, expertly, & simply!
Get Your Loan Funded < Less Than 30 Days
Compare different loan options with ease! Complete our quick, 100% online form and begin the approval process right away; close your loan in 30 days or less when you work with appli for your home purchase or refinance.
Purchase
Getting started on the path of owning a home, finding an appropriate loan for your budget is essential, and we can assist you in making it come true!
Refinance
If you're considering consolidating debt, adjusting your rate, term, or type of mortgage loan, now is the time to act we're here to support you promptly!
2nd Opinion
Maybe you've already received a quote from another lender and would like us to compare it for you? No problem! We can provide a second opinion for you.
CONTACT
DISCLAIMERS
"Simplifying Home Loans"
My NMLS #2615755
appli NMLS #2245566
*The content provided within this website is presented for informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply.
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